RESULTS
The partnership agreed on 4 main objectives, that we would like to achieve:
– To improve the financial literacy skills and financial management and functional competences of disadvantaged (Roma, low skilled etc.) and disabled students
– To improve the self-esteem, self-confidence, motivation and believes of the above students groups
– To improve the results of the school intervention to prevent potential labour market dropouts
– To improve the knowledge, skills and competences to guide and support the financial literacy training realisation at
schools by teachers
Therefore, we have produced:
– dedicated training materials (handbook and educative videos) and to train 100 disadvantaged students (Roma, low skilled woman etc.) in Bulgaria, Spain and Turkiye to increase their financial literacy knowledge, including building financial skills, behaviour and socialisation.
– guidance toolkit to equip 50 youth trainers on inclusion of financial literacy training as part of curriculum
– develop online portal to enable financial literacy training in distance form
– 6 supportive worksheets on proper own financial management
You may access the project deliverables either from the links below or via distance learning platform.
R1: Handbook and educative videos for disabled and disadvantaged students in terms of financial literacy
The handbook is specially designed in 8 modules for disabled and disadvantaged students starting from basic concepts for financial literacy to advanced activities.
- Module 1: Money, my expenses and my income
- Module 2: Planning of costs of own/family budget
- Module 3: Is there a lack of money? Can I reconsider / review my purchases?
- Module 4: Ways to save and making a savings plan
- Module 5: Loans taking / credits and communication with banks and financial institutions
- Module 6: How to increase my income?
- Module 7: Personal data confidentiality and what mistakes to avoid
- Module 8: Production of tax declarations
Access to the specially designed distance learning version is available at the online portal.
Downloadable version is available here
Dedicated videos, which are supplementing the modular content are available at the online portal and also below:
Educational videos:
- Money and their importance in life.
2. Create and manage your budget
3. How to implement a proper savings plan?
4. How to behave at a bank and what services can be offered?
5. Income and how to increase it
6. Protection of personal data and prevention of fraud
7. How to work with an ATM?
8. Consumer rights
R2: Guidance toolkit for teachers on financial literacy curriculum
The following toolkit is especially designed for teachers at mainstream inclusive schools on how can embed the financil literacy curriculum into existing intracurricular subjects like Maths, Entrepreneurship and Civil education. It consists of guidance and advices on how to deliver the FINLIT course to students with disabilities & learning difficulties, Roma students and disadvantaged females. Inside the toolkit, teachers may find description of the FINLIT curriculum as well as the units of learning outcomes, tools, duration and references to existing school curriculum. Dedicated part on didactic principles, which might be used as well as Validation and evaluation processes are included. Pre- and Post-assessment questionnaire are also at teacher’s disposal.
Teachers may access the toolkit via project platform or via downloadble version, which is available here.
R3: Online portal for digital learning
To access the portal, please click here.
R4: Supportive worksheets on proper own financial management
The following worksheets are specially designed for students from disadvantaged communities and low skilled in order to help them better to implement the financial literacy competences on daily basis.
You may download them from the links below:
R4 Worksheet Monthly school expense budget
R4 Worksheet Simple monthly budget
R4 Worksheet Family budget planner
R4 Worksheet Party planner and checklist
R4 Worksheet Holiday budget planner
R5: Blended training of 50 teachers in Bulgaria, Spain and Turkiye
In the period November 2023 – January 2024 we have organised dedicated blended trainings for teachers at mainstream schools in Bulgaria, Spain and Turkiye. Information about their realisation you may find in section News.
R6: Blended training of 100 disadvantaged students in Bulgaria, Spain and Turkiye
Since January 2024, we have started the blended training of students from disadvantaged communities in Bulgaria, Spain and Turkiye. Follow our News page for more information, photos and testimonials.
R7: Wider dissemination and exploitation
Realised dissemination and exploitation activities are published in section News of this website.
R8: National multiplier events
National multiplier events are planned to be organised in September 2024 in Bulgaria, Spain and Turkiye. Follow our website and Facebook page for more news and registration forms.
Spanish, Bulgarian and Turkish versions of project deliverables 1, 2, 3 and 4 are available at the dedicated sub-page version of the project website.